Retirement

Retirement hysteria strikes again

It must be that time of the year again. Retirement hysteria time. Usually in the new year I start seeing a slew of articles on how your retirement is at risk, how you cannot possibly retire now, and the theme for the last few years – how high stock market valuations and low interest rates will guarantee that either you…

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Screencasts

Spending in retirement screencast

Time for screencast #4. In today’s screencast I cover spending in retirement. I cover the three key aspects of spending in retirement; the level of post retirement spending relative to pre-retirement, the yearly increases to spending, and the impact of maintaining flexibility in spending during retirement. The combination of these three can create a powerful impact to how much you need…

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Screencasts

How to implement the 4% rule screencast

Well, that was fast! I just finished the second Investing For A Living screencast. In this one I tackle ‘How to Implement the 4% rule’. After publishing the first screencast I quickly realized that there is still quite a bit of misunderstanding when it comes to actually implementing the 4% SWR rule. And I happened to have all the material…

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Screencasts

Introducing investing for a living screencasts

Today I’m introducing something new for Investing For A Living. Screencasts. I love writing the blog. I love doing the research that goes into the blog posts as well. But I realize it is for a small audience. Especially with some topics like quant investing. Over time I’ve received more and more requests to discuss a variety of basic and…

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Retirement

Poor future returns and the safety first approach

In today’s post I want to address another approach to dealing with the prospect of poor future returns. In my last post I described the prospect of poor future returns and different risk-based portfolio strategies in such an environment. Today I’ll consider an alternative. The alternatives are various dedicated income approaches that put the retirement income stream at the top…

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